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Wesley H. Avery, Esq., Certified Specialist in Bankruptcy Law

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Videos which Explain the Bankruptcy Process
The Federal Courts have prepared a series of videos on Bankruptcy Basics which provide information to individuals
who may be considering bankruptcy. http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyBasics.aspx  

Internet links to some of these videos are as follows:

Introduction: What is bankruptcy? What happens in a bankruptcy case?  Bankruptcy is a legal process that
provides relief for individuals who can no longer pay all of their debts. (2:50) http://www.uscourts.gov/Multimedia
/Videos.aspx?video_url=http://www.uscourts.gov/video/source/BankruptcyBasics/bb1.f4v&video_image=/uscourts/
video/BankruptcyBasics/images/preview1.jpg&video_id=bb1

Types of Bankruptcy: A brief review of the three main types of bankruptcy cases for individuals – chapters 7, 11
and 13. The most common types of bankruptcy are chapter 7, which are liquidating bankruptcy, and chapter 13
cases, often used by individuals who want to catch up on past due mortgage or car loan payments and keep
 their assets. (4:06) http://www.uscourts.gov/Multimedia/Videos.aspx?video_url=http://www.uscourts.gov/video/source/BankruptcyBasics/bankruptcy-eng_8-discharge_low.f4v&video_image=/uscourts/video/BankruptcyBasics/images/preview8.jpg&video_id=bb2

Limits of Bankruptcy: Certain types of debt, such as child support, alimony, and most student loans, cannot
be discharged in bankruptcy. Wrongful conduct may make some debts non-dischargeable. Examples of such
conduct are incurring credit card charges without the intent or ability to repay, or obtaining loans using false
financial information. (4:44) http://www.uscourts.gov/Multimedia/Videos.aspx?video_url=http://www.uscourts.gov/video/source/BankruptcyBasics/bankruptcy-eng_8-discharge_low.f4v&video_image=/uscourts/video/BankruptcyBasics/images/preview8.jpg&video_id=bb3

Filing for Bankruptcy: How does someone file a bankruptcy case? In order to file for bankruptcy, an individual
must take a credit counseling course – to learn about alternatives to bankruptcy – as well as accurately complete
and file a number of documents. (3:08) http://www.uscourts.gov/Multimedia/Videos.aspx?video_url=http://www.uscourts.gov/video/source/BankruptcyBasics/bankruptcy-eng_8-discharge_low.f4v&video_image=/uscourts/video/BankruptcyBasics/images/preview8.jpg&video_id=bb4

Creditors' Meeting: Every debtor is required to appear at a creditors' meeting conducted by a trustee who asks
the debtor questions about the debtor's financial condition and gives creditors the opportunity to do the same. (1:39) http://www.uscourts.gov/Multimedia/Videos.aspx?video_url=http://www.uscourts.gov/video/source/BankruptcyBasics/bankruptcy-eng_8-discharge_low.f4v&video_image=/uscourts/video/BankruptcyBasics/images/preview8.jpg&video_id=bb5

The Discharge: Debtors are usually able to discharge most or all of their debts. Once a debt is discharged, a
creditor may not attempt to collect it from the debtor. (1:39) http://www.uscourts.gov/Multimedia/Videos.aspx?video_url=http://www.uscourts.gov/video/source/BankruptcyBasics/bankruptcy-eng_8-discharge_low.f4v&video_image=/uscourts/video/BankruptcyBasics/images/preview8.jpg&video_id=bb8

Legal Assistance: When does someone need a lawyer for a bankruptcy case? Individuals have a right to
represent themselves in court, but bankruptcy is a complex area that involves many considerations – including
whether to file, what chapter to file under, and what exemptions to claim. It is important to understand all of the
protections of the bankruptcy code in order to make full use of them. (5:10) http://www.uscourts.gov/Multimedia/Videos.aspx?video_url=http://www.uscourts.gov/video/source/BankruptcyBasics/bankruptcy-eng_9-legal-assistance_low.f4v&video_image=/uscourts/video/BankruptcyBasics/images/preview9.jpg&video_id=bb9
Wesley H. Avery, Esq. CLS-B
The Bankruptcy Law Center
28005 Smyth Drive # 125
Valencia, California 91355
(661) 295-4673 (office)
(661) 430-5467 (fax)

info@thebankruptcylawcenter.com


Wesley H. Avery, Esq. CLS-B
Roquemore, Pringle & Moore LLP
6005 E. Washington Blvd., # 500
City of Commerce, California 90040
(323) 724-3117 x 320 (office)
(323) 724-5410 (fax)

info@thebankruptcylawcenter.com
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